Pay less interest on what you borrow
Lowest Interest Guide explains how rates are set and how to compare personal loans, balance transfers, credit cards, auto loans and student loans in the US.
About Lowest Interest Guide
Lowest Interest Guide covers personal loans, balance transfer cards, credit card interest, auto loans and student loans for US borrowers. Rate figures come from public sources such as the Federal Reserve, the CFPB and NCUA.
This site does not lend money, sell products or take commissions, and nothing here is personal financial advice. Read our editorial policy and disclaimer.
Browse by Topic
Personal LoansHow personal loan rates are set and how to compare offers.
Balance TransfersMoving card debt to a lower rate, and what it costs.
Credit Card InterestHow card interest is calculated, charged and reduced.
Auto LoansGetting a lower rate when you finance a car.
Student LoansFederal and private student loan rates, in plain terms.Latest Guides
- Forbearance student loan: how interest keeps growing and when forbearance makes sense
- Best student loan lenders: how to choose a private lender by rate fees and borrower protections
- International student loan: how borrowing works without a us credit history and what it costs
- Average student loan interest rate for federal and private loans
- Parent and student loans: how parent PLUS rates and fees differ from loans in the student name
- How to apply for a student loan: FAFSA steps and what comes after